The shift from brick-and-mortar to digital is reshaping virtually every consumer industry in India, and motor insurance is no exception. An increasing number of Indian car owners are now choosing to buy, renew, and manage their car insurance entirely online, bypassing the traditional agent-mediated route that dominated the industry for decades. This transition is not merely a convenience preference — it reflects deeper structural changes in how Indians research, evaluate, and purchase financial products. The Scale of the Shift India’s online motor insurance market has grown substantially year on year, with digital channels now accounting for a significant share of…
Author: Rishi Bhardwaj
Rishi Bhardwaj
Rishi Bharadwaj is a writer with over 8 years of experience covering business, finance, technology, education, and current trends. Writing for probusinessline.com, he shares clear, reliable, and practical content to keep readers informed. He focuses on simple communication and creating articles that add real value to his audience
Buying a used car is often a smart way to save money compared to buying a new one. But if you take a car loan without checking the vehicle properly, you could end up spending a lot on repairs later. Many people only look at the monthly EMI and forget to check the actual condition of the car. Even if a bank or lender approves your loan, it doesn’t mean the car is free from problems. Before signing any financing agreement, it’s important to inspect the car carefully, check its service and ownership history, and understand all the costs involved…
Investing in mutual funds has become a very popular way for Indians to build wealth. However, selecting the right mutual funds is only half the battle. The other half is choosing the right mutual fund investment planner who can guide your financial journey. Many investors make the mistake of investing based on tips from friends, social media, or trending news. A qualified mutual fund investment planner helps you create a structured investment strategy based on your income, risk tolerance, life goals, and investment horizon. This article will help you understand who mutual fund planners are, why they matter, and how…
Many people think that regular health insurance covers everything during a medical emergency. While it does pay for hospital bills, it often cannot handle all the costs of a serious, life-changing illness. Conditions like cancer, heart attacks, strokes, or organ transplants can create very large financial problems that standard insurance might not cover. This is where critical illness cover becomes relevant. A critical illness policy provides a lump-sum payout when you’re diagnosed with a covered illness, helping you manage not only treatment costs but also income loss, rehabilitation expenses, lifestyle adjustments, and ongoing financial obligations. But is it necessary for…
HRMS Globex is an online tool for managing employees. It handles payroll, attendance, time off, hiring, and performance reviews all in one place. The system provides an Employee Self-Service (ESS) Portal where employees can independently access their personal records, salary slips, attendance reports, leave balances, and other HR-related services without depending on the HR department. In this complete guide, we explain HRMS Globex login, ESS portal features, payroll services, attendance management, leave application process, benefits, and troubleshooting. Understanding the HRMS Globex Portal HRMS Globex is an all-in-one HR platform. It automates your daily HR tasks to make work easier. The…
The Human Resource Management System (HRMS) of the Food Corporation of India (FCI) is an online platform designed to simplify employee related services such as payroll, leave management, attendance, service records, promotions, and retirement benefits. Employees can access their salary slips, apply for leave, download service records, check posting history, and manage various HR functions without visiting HR offices physically with the help of the official HRMS FCI portal. This guide explains everything you need to know about HRMS FCI Login, ERS Portal, employee services, payslip download, mobile app, and troubleshooting. What is HRMS FCI? The HRMS FCI is the…
Selecting the right basin is a key decision in bathroom planning because it directly affects usability, space management, and overall design appeal. Among the most common choices today are the table top basin and the wall mounted wash basin, both offering distinct advantages depending on bathroom size and usage needs. While one focuses on premium aesthetics and counter flexibility, the other prioritises space efficiency and minimal design. Understanding their differences helps homeowners choose a solution that balances comfort, practicality, and long-term functionality. Understanding the Two Basin Types Before comparing them, it is important to understand how each basin type functions…
The Bihar government has launched a website called HRMS Bihar to help its employees handle their work tasks from home. Instead of going to an office and waiting in line, staff can now log in online to check their pay, request time off, or update their personal details. It is a simple tool designed to save everyone time and make government services much easier to use. For Bihar government employees, HRMS Bihar has become an essential tool for managing employment-related information online. What is HRMS Bihar? HRMS Bihar (Human Resource Management System Bihar) is an official employee management platform developed…
The Odisha government created a new online system called HRMS Odisha. It helps government employees manage their work information easily. Employees no longer need to visit an office to handle their paperwork. They can use this website to see their salary, apply for leave, and check their work records. They can also use it to send in complaints, manage their loans, and update their personal details from anywhere. If you are a government employee in Odisha, understanding how HRMS works can save significant time and simplify many administrative tasks. What is HRMS Odisha? HRMS Odisha is an official online platform…
The SBI Tata Star Select Credit Card is a premium card made for people who shop often at Tata stores and supermarkets. It includes benefits like shopping rewards, airport lounge access, welcome vouchers, and special milestone rewards. If you frequently shop at places like Star Bazaar, Croma, Westside, or other Tata brands and spend a lot on groceries and dining, this card can offer you good value. It has an annual fee of 2,999 INR plus taxes and allows you to earn reward points on most of your everyday spending. In this detailed review, we’ll explore its features, rewards, charges,…