CUB Net Banking: Registration, Login, & Features Guide 2026

City Union Bank is a private bank that offers internet banking and online banking services to its customers. This system is popularly known as CUB Net Banking. People can use many banking services anytime from their home without going to the bank branch. Customers can also download the bank’s mobile app and do banking on their phones.

Many people feel nervous about using internet banking for the first time. They worry about security or technical errors. In this article, we explain everything about CUB Net Banking, including registration steps, login process, password reset, fund transfer options, mobile banking integration, transaction limits, security tips, and troubleshooting solutions. You will feel like a pro at using CUB internet banking services by the end of this article.

What is CUB Net Banking?

City Union Bank provides a digital platform to access your savings or current accounts. You do not need to visit the bank for every small task anymore. This service works 24 hours a day and 7 days a week. You can use it even on bank holidays. You only need a stable internet connection and your account details.

The City Union Bank calls this service City Union Bank Internet Banking (CUBNetBanking). It is a secure way to communicate with the bank’s server. You can view your transaction history and download your passbook in PDF format. It also helps you manage your loans and fixed deposits. The bank uses high-level encryption to protect your data. This means your money stays safe while you enjoy the convenience of digital banking.

You can use CUB Net Banking for the following things:-

• Check account balance
• Download account statements
• Transfer money online
• Pay utility bills
• Open deposits
• Manage debit cards
• Request cheque books
• View loan details
• Make tax payments
• Recharge mobile and DTH services

Key Features of CUB Net Banking

The features of the CUBNetBanking service are designed to save you time and effort. It covers almost everything that a physical branch offers. Here are the main things you can do with your account:

1. Fund Transfer Services

You can move money to any bank account in India. The system supports NEFT, RTGS, and IMPS methods. Fund Transfer Services are the most used feature. You can add a beneficiary by entering their account number and IFSC code. Once added, you can send money instantly using IMPS. NEFT and RTGS are good for larger amounts. This makes paying rent or sending money to family very easy.

2. Bill Payments and Recharges

This feature allows you to pay your electricity, water, and gas bills. You can also recharge your mobile or DTH connection. Bill Payments and Recharges help you avoid late fees. You can link your billers to the account. The system will notify you when a bill is due. You can pay it with just a few clicks. This saves you from visiting multiple websites or apps to pay different bills.

3. Account Management

You can view your balance and download statements. It also lets you check the status of your cheques. Account Management gives you total control over your finances. You do not need to update your physical passbook at the bank anymore. You can see your spending patterns for the whole month. Downloading statements helps you during loan applications or visa processes.

4. Tax Payments

Indian citizens can pay their income tax or GST directly through the portal. This is very helpful for business owners. Tax Payments through the portal are very secure. The bank links directly with the government tax department. You get an instant receipt after the payment. This ensures that your tax records are always up to date without any middleman.

5. Investments

You can open a Fixed Deposit (FD) or a Recurring Deposit (RD) account. You can also view your existing investment details. Investments become easier when you can do them yourself. You can see the latest interest rates on the screen. Opening an FD takes less than two minutes. You can also close your deposits online if you need urgent cash. This gives you great flexibility with your savings.

CUB Net Banking Registration Process

Registering for the CUBNetBanking service is quite simple if you have a CUB debit card. You do not have to write an application or go to the branch. You can do it right now on your computer. Customers can register for CUBNetBanking through online or branch-based methods. Follow these steps to get started.

Eligibility for CUB Net Banking

You need:

• Active CUB savings/current account
• Registered mobile number
• Debit card
• Customer ID
• PAN details (in some cases)

How to Register for CUB Net Banking Online

Steps for CUB Net Banking Registration

• Visit the official City Union Bank website.
• Click on the “Login” option at the top right corner.
• Select “Personal Banking” or “Corporate Banking”.
• Enter your Customer ID and click “Continue”.
• Click on “Generate Online Password”.
• Press the “Proceed” button.
• Enter your:
  • Debit card number
  • ATM PIN
  • Debit card expiry date
• Accept the terms and conditions.
• Click on the “Generate OTP” button.
• You will receive an OTP and Request ID on your registered mobile number.
• Enter the OTP and required details.
• Click on the “Confirm” button.
• Create:
  • Login Password
  • Transaction Password
• Turn on the “Enable Transaction Facility” option for online transactions.
• Click on the “Confirm” button to complete the registration process.
• Now, you can log in to CUBNetBanking using your Customer ID and password.

How to Register for CUB Net Banking Through the Branch

• Visit your nearest City Union Bank branch.
• Ask the bank staff for the CUBNetBanking registration form.
• Fill out the form carefully with the correct details.
• Enter your:
  • Name
  • Address
  • Mobile number
  • Email ID
• Attach the required documents mentioned in the form.
• Submit the form to the bank customer executive.
• After verification, the bank will send your login details to your registered email ID.
• You will receive your password by post at your registered address within 7 working days.

CUB Net Banking Login Process

Follow these simple steps to log in to CUB Net Banking:

• Visit the official City Union Bank Net Banking portal.
• Choose:
  • CUB Personal Banking, or
  • CUB Corporate Banking
• Enter your User ID.
• Click on the “Continue” button.
• You may be redirected to another page.
• Enter your:
  • Password
  • Registered mobile number
• Click on the “Submit” button to generate OTP.
• Enter the OTP received on your registered mobile number.
• After OTP verification, you can access the CUB Internet Banking portal.

How to Reset CUB Net Banking Password

Follow these simple steps to reset your CUB Net Banking password:

• Visit the official City Union Bank Online Portal.
• Enter your User ID.
• On the login page, click on the “Set/Reset Password” option.
• Keep your CUB ATM or Debit Card ready for verification.
• Enter your User ID or Customer ID again.
• Select your bank branch.
• If you do not have a debit card, choose the “I don’t have a Debit Card” option.
• Enter your:
  • Date of Birth (DOB)
  • PAN number
• You will see these options:
  • Login Password
  • mPIN
  • Transaction Password
• Select all the options you want to reset.
• Click on the “Continue” button.
• You will receive an Online Verification Code (OVC) on your registered mobile number and email ID.
• Enter the OVC and click “Continue”.
• Create your:
  • New Login Password
  • New Transaction Password
  • New mPIN
• Click on the “Submit” button.
• Your new password will be created successfully.

How to Transfer Funds Using CUB Net Banking

Follow these simple steps to transfer money using CUBNetBanking:

• Log in to your City Union Bank Net Banking account.
• Open the “Fund Transfer” section from the left-side menu.
• Choose:
  • “Own Transfer” for transferring money between your own accounts, or
  • “Other Bank Account” for sending money to another person’s account.
• Enter the required bank and account details.
• If the beneficiary is not added, click on “Add Beneficiary” under the “Manage Beneficiary” section.
• Fill in all the beneficiary details carefully.
• Enter the amount you want to transfer.
• Check all the details before continuing.
• Enter your Transaction Password to confirm the transfer.
• After successful verification, the money will be transferred successfully.

City Union Bank Customer Care

If you face any problem with CUBNetBanking, you can contact City Union Bank customer care for help.

• Customer Care Number: 044 71225000
• Email ID: customercare@cityunionbank.com

You can contact customer support for issues like:

• Login problems
• Password reset
• Failed transactions
• Account-related queries
• Net banking activation help

Types of Fund Transfers Available in CUB Net Banking

City Union Bank offers different types of online fund transfer services through CUBNetBanking. You can choose the transfer method according to your needs, transaction amount, and transfer speed.

1. NEFT Transfer

NEFT transfer is one of the most popular online transfer methods that is commonly used to send money to bank accounts in India. It can be used for normal banking and medium-sized transactions. The transactions in NEFT operate during the banking hours, and the Reserve Bank of India’s guidelines ensure that the transactions are processed safely and securely. It’s a great choice for those who wish to make secure and dependable bank transfers.

2. RTGS Transfer

RTGS (Real Time Gross Settlement) is primarily meant for larger fund transfers. The lowest sum allowed is ₹2 lakh for RTGS transactions. With this system, funds are moved in real-time, meaning they get deposited into the beneficiary’s account in a timely manner without delay. RTGS is suitable for big transactions for businesses and customers where quicker settlements are desired.

3. IMPS Transfer

IMPS (Immediate Payment Service) allows customers to transfer money instantly at any time. This service works 24×7, including Sundays and bank holidays. With IMPS, the beneficiary receives the money immediately after the transaction is completed. It is one of the best options for urgent fund transfers because it works anytime and provides fast payment processing.

Security Tips for Safe CUB Net Banking Usage

Online banking security is very important because it helps protect your bank account and personal information from fraud and unauthorized access. Customers using CUBNetBanking should always follow safe banking practices while using online services.

Never share your OTP, login password, transaction password, ATM PIN, or banking details with anyone. Banks never ask for confidential information through phone calls, messages, or emails. Customers should also avoid using public Wi-Fi networks while accessing internet banking because public networks may not be secure.

You should make a strong password using letters, numbers, and special characters to secure your account. You should change your passwords regularly to keep your account secure. It is compulsory to log out of the net banking portal after completing your banking work.

You should check the official City Union Bank website URL carefully to avoid fake or phishing websites before entering your login details. You should also enable mobile SMS and email alerts to receive instant updates about account activity and transactions.

How Businesses Use CUB Corporate Net Banking

Features for Businesses in CUB Net Banking

Corporate customers of City Union Bank can use many advanced banking tools that help businesses manage payments, employees, taxes, and daily banking work more easily. Here are the important features explained in detail:

a) Bulk Payments

The bulk payment allows businesses to pay multiple accounts simultaneously. Businesses can upload several payment details at once and will be able to complete transactions in no time. The feature helps businesses save time and labour when processing a high volume of payments daily.

b) Processing Salary

Businesses can use the salary processing feature to pay employee salaries directly into their bank accounts. The company only has to make a single upload of employee salary, and the system does the rest. This results in a faster, safer, and more organized salary distribution.

c) Make GST Payments

CUB Net Banking makes the payment of GST easier for businesses without even visiting the bank. The tax payment can be made directly from the banking portal, resulting in a saving of time and no delay of payments. Businesses will also find record-keeping simpler with online GST payments.

d) Make Vendor Payments

It is common for businesses to have to pay suppliers and vendors in a timely fashion. CUB Net banking allows companies to transfer funds to a vendor’s account in a secure and swift manner. This assists businesses in keeping their supply chain and making payments on time.

e) Multi-User Access

Different employees can use the same corporate banking account, having their own login ID through the multi-user access feature. Depending on their duties, business owners can extend varying access levels to their managers, accountants, and finance personnel. This enhances work collaboration and account management.

These advanced features make City Union Bank a useful banking option for small businesses, startups, and growing companies that want secure and easy online banking services.

How to Activate CUB Mobile Banking

You can also activate mobile banking for easy access.

Activation Steps

1. Download the official mobile app from:
   • Google Play Store
   • Apple App Store
2. Register using:
   • Mobile number
   • Debit card
   • Account details
3. Verify the OTP that you received on your phone
4. Create MPIN

The app allows quick transactions and balance checks on the go.

Final Words

CUBNetBanking makes banking easy, fast, and secure for customers. You can check your balance, transfer money, pay bills, and manage your account from home without visiting the bank branch. By following the simple registration and login steps, you can start using City Union Bank’s online banking services anytime and anywhere.

Read More: PNB HRMS Login: A Complete Guide for the PNB Parivar in 2026

Frequently Asked Questions About CUB Net Banking

1. Can I use CUB Net Banking without a debit card?

If you do not have a debit card, you cannot register online. You must visit your home branch and submit a physical application form. The bank will then send your User ID and password through the post.

2. Are there any charges for using internet banking?

City Union Bank does not charge any fee for basic net banking registration or login. However, some fund transfer methods like IMPS might have small service charges. Check the latest schedule of charges on the official website.

3. What should I do if my money is deducted but the transaction fails?

This usually happens due to network issues. The money is usually refunded to your account within 3 to 5 working days. If it takes longer, raise a complaint through the “Grievance” section in the net banking portal.

4. Can I change my User ID later?

Generally, the User ID cannot be changed once it is set during registration. Choose your User ID very carefully at the beginning. If you really need a change, you might have to close the net banking service and re-register.

5. Can NRIs use CUB Net Banking service?

Yes, NRIs can also avail this service. They can operate their NRE/NRO account from outside India. This process is the same, but they need to ensure that their International mobile number is associated with the bank for receiving OTPs.

6. What is BHIM CUB UPI?

BHIM CUB UPI is a digital payment solution provided by City Union Bank. It enables users to transfer and receive money, to make online payments, and complete transactions in a quick and secure manner.